Working Finance for
Working Equipment.

Straightforward finance solutions for trucks, machinery, vehicles, and more — fast, flexible, and backed by decades of industry know-how.

Speed

Flexibility

Confidence

We Are Your Equipment Finance Experts.

At Oatram Finance and Leasing, we specialise in arranging finance and leasing solutions for working equipment — from trucks and utes to earthmovers, agricultural machinery, and office or medical gear.

Whether you’re buying new or used, through a dealer or private sale, we’ll find a finance option that works for your business. With fast approvals, flexible terms, and personalised support, we make equipment finance simple.

What We Do

Chattel Mortgage

Has the same benefits as C.H.P but may allow those on a Cash Tax system to claim back the GST.

Learn More→

Sale Lease Back

We refinance earthmoving, plant and registrable vehicles that you have already paid for, thus freeing up your capital.

Learn More→

Insurance Premium Funding

Allows you to finance the cost of insurance for equipment, public liability, contractors and workers compensation.

Learn More→

Commercial Hire Purchase

C.H.P allows you to make a deposit upfront representing equity in the equipment.

Learn More→

Novated Lease

Allows you to reward valued staff as – The vehicle is selected by the employee.

Learn More→

Debtor Finance

Allows you to factor you debtors. Provide you with funds of up to 80% of your invoices within 48 hours.

Learn More→

We Work With Leading Lenders

Posted on Google Google
Michael Hillard profile picture
Michael Hillard
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Andrew has been a valuable supporter of my business since 2018. He’s provided tailored financial solutions that have helped us grow and offer the services our clients need. His advice has always been reliable, professional, and aligned with our goals. Highly recommend.
Posted on Google Google
matt carton profile picture
matt carton
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Andrew and the team at Oatram have made buying business equipment a breeze for us for over a decade. Reliable, efficient and always a quick response! Couldn’t recommend them enough to do the grunt work for equipment finance for anyone’s business.
Posted on Google Google
Jono MacDonald profile picture
Jono MacDonald
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
There is a reason the team at Oatram Finance have been around so long. They are professional, knowledgeable and extremely easy to deal with. They have the experience to understand the needs for our business and are able to get our finance sorted efficiently everytime.
Posted on Google Google
Nola Hile profile picture
Nola Hile
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Our company has used Andrew from Oatram for over 12 years now and they have have always been professional , very prompt and extremely knowledgeable. Everything is quickly organised with a just a phone call. Brilliant service.
Posted on Google Google
Michael and Melanie Greenhalgh profile picture
Michael and Melanie Greenhalgh
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We have had several business' over a few decades and dealt with as many brokers. Once we discovered Andrew and the team at Oatram finance we have never looked back. They have brokered numerous equipment finance deals for us, and are always a pleasure to deal with. They are an integral part of our business'. Mick Greenhalgh, Canberra Mini Diggers, Kool Runnings Transport. Mel Greenhalgh, Collective Wisdom and Coaching.
Posted on Google Google
Katrice Velnaar profile picture
Katrice Velnaar
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Andrew & the team at Oatram are always our first choice for motor vehicle finance. The service & efficiency are excellent and they are always looking out for the best deals for us. Highly recommend.
Posted on Google Google
Tom Bird profile picture
Tom Bird
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent customer service, comprehensive access to relevant finance options and good people. I always have and will continue to recommend these guys to anyone looking for finance options.
Posted on Google Google
Kurt & Amanda Fenwick profile picture
Kurt & Amanda Fenwick
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Always able to help us out with our finance needs. As our business has grown over the last 5 years we have needed to purchase machinery, trucks and vehicles. Andrew and Oatram have made this possible everytime, always a pleasure to deal with.
Posted on Google Google
Dwy Jago profile picture
Dwy Jago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I have used Oatram and found them to be fantastic! If you want a great interest rate they are well worth the call.
Posted on Google Google
David Thomas Trilogy profile picture
David Thomas Trilogy
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Andrew, Det and the team at Oatram Financed have helped finance a number of vehicles for me over the last 15 years. Their service has always been above an beyond expectations. You won't be disappointed you called Oatram.
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more

Ready to Get Started? Call for a Fast Quote.

We are proud
members of