Chattel Mortgage
A chattel mortgage is a popular finance option that works similarly to a commercial hire purchase (C.H.P) but with added benefits for businesses on a cash tax accounting system. It allows you to claim back the GST on the purchase price upfront, improving your cash flow. You own the asset from day one while making manageable repayments over an agreed term. This option is ideal for businesses looking to acquire working equipment with flexible ownership and tax advantages.
Sale Lease Back
Our Sale Lease Back service allows you to refinance earthmoving equipment, plant machinery, and registrable vehicles you already own. By selling the asset and leasing it back, you free up capital while continuing to use the equipment in your business. This smart financing solution improves cash flow without interrupting your operations, giving you flexibility to invest where it matters most.
Commercial Hire Purchase
Commercial Hire Purchase lets you acquire working equipment by paying an upfront deposit that represents your equity in the asset. You then make regular repayments over an agreed term until full ownership is transferred to you. This flexible finance option is ideal for businesses looking to spread the cost of equipment while building equity from day one.
Novated Lease
A Novated Lease is a great way to reward valued staff by allowing employees to choose their own vehicle. The lease payments are typically made through salary packaging, offering potential tax benefits for both the employer and employee. This flexible arrangement helps attract and retain talent while providing a convenient vehicle solution.
Debtor Finance
Debtor Finance allows you to factor your outstanding invoices, giving you access to up to 80% of the invoice value within 48 hours. This service improves your cash flow by converting unpaid accounts into immediate working capital, helping your business stay agile and meet financial commitments without delay.